[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.modino.sk\/nastrahy-platby-kartou-cez-internet-viete-sa-branit\/#Article","mainEntityOfPage":"https:\/\/www.modino.sk\/nastrahy-platby-kartou-cez-internet-viete-sa-branit\/","headline":"N\u00e1strahy platby kartou cez internet: viete sa br\u00e1ni\u0165?","name":"N\u00e1strahy platby kartou cez internet: viete sa br\u00e1ni\u0165?","description":"N\u00e1kupy cez internet s\u00fa st\u00e1le popul\u00e1rnej\u0161ie a\u00a0spolu s\u00a0nimi sa popularite te\u0161ia aj platby kartou. S\u00fa toti\u017e pohodlnej\u0161ie a\u00a0r\u00fdchlej\u0161ie, ale d\u00f4le\u017eit\u00e1 zost\u00e1va v\u00a0tomto pr\u00edpade bezpe\u010dnos\u0165 a\u00a0ochrana pred zneu\u017eit\u00edm platobnej karty. V\u00a0pr\u00edpade, \u017ee z\u00e1kazn\u00edk svoj objednan\u00fd tovar nedostane, m\u00f4\u017ee vyu\u017ei\u0165 be\u017en\u00fd reklama\u010dn\u00fd postup. Ak sa stane, \u017ee obchodn\u00edk v\u0161etky v\u00fdzvy ignoruje, je tu mo\u017enos\u0165 mimos\u00fadneho vyrie\u0161enia sporu. […]","datePublished":"2018-09-30","dateModified":"2018-09-30","author":{"@type":"Person","@id":"https:\/\/www.modino.sk\/author\/#Person","name":"","url":"https:\/\/www.modino.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"modino.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.modino.sk\/wp-content\/uploads\/img_a294196_w16479_t1543589884.png","url":"https:\/\/www.modino.sk\/wp-content\/uploads\/img_a294196_w16479_t1543589884.png","height":0,"width":0},"url":"https:\/\/www.modino.sk\/nastrahy-platby-kartou-cez-internet-viete-sa-branit\/","wordCount":526,"articleBody":"N\u00e1kupy cez internet s\u00fa st\u00e1le popul\u00e1rnej\u0161ie a\u00a0spolu s\u00a0nimi sa popularite te\u0161ia aj platby kartou. S\u00fa toti\u017e pohodlnej\u0161ie a\u00a0r\u00fdchlej\u0161ie, ale d\u00f4le\u017eit\u00e1 zost\u00e1va v\u00a0tomto pr\u00edpade bezpe\u010dnos\u0165 a\u00a0ochrana pred zneu\u017eit\u00edm platobnej karty. V\u00a0pr\u00edpade, \u017ee z\u00e1kazn\u00edk svoj objednan\u00fd tovar nedostane, m\u00f4\u017ee vyu\u017ei\u0165 be\u017en\u00fd reklama\u010dn\u00fd postup. Ak sa stane, \u017ee obchodn\u00edk v\u0161etky v\u00fdzvy ignoruje, je tu mo\u017enos\u0165 mimos\u00fadneho vyrie\u0161enia sporu. Ak z\u00e1kazn\u00edk nepochod\u00ed ani tam, poslednou mo\u017enos\u0165ou je obr\u00e1ti\u0165 sa na s\u00fad. Skuto\u010dnos\u0165, \u017ee z\u00e1kazn\u00edk platil za tovar kartou, mu m\u00f4\u017ee v\u00a0tomto spore pom\u00f4c\u0165, preto\u017ee sa m\u00f4\u017ee obr\u00e1ti\u0165 na svoju banku a\u00a0\u017eiada\u0165 vr\u00e1tenie pe\u0148az\u00ed.\u00a0Na poh\u013ead d\u00f4veryhodn\u00fdPr\u00edkladom m\u00f4\u017ee by\u0165 aj pr\u00edpad z\u00e1kazn\u00ed\u010dky z\u00a0\u010ciech, ktor\u00e1 po\u017eiadala o\u00a0pomoc Zdru\u017eenie obrany spotrebite\u013eov Moravy a\u00a0Sliezska, z.s. T\u00e1to z\u00e1kazn\u00ed\u010dka si k\u00fapila top\u00e1nky cez ve\u013emi d\u00f4veryhodne p\u00f4sobiaci internetov\u00fd obchod, dokonca si o\u00a0\u0148om pre\u010d\u00edtala aj kladn\u00e9 recenzie. Vybrala si top\u00e1nky, zaplatila vopred platobnou kartou a\u00a0u\u017e sa te\u0161ila, kedy dorazia. Objednan\u00fa a\u00a0zaplaten\u00fa z\u00e1sielku trpezlivo \u010dakala nieko\u013eko t\u00fd\u017ed\u0148ov, top\u00e1nok sa v\u0161ak nedo\u010dkala. Vyu\u017eila aj formul\u00e1r, ktor\u00fd bol na str\u00e1nke uveden\u00fd a\u00a0sna\u017eila sa skontaktova\u0165 s\u00a0predajcom, no nepochodila. \u017diadala dodanie tovaru alebo vr\u00e1tenie pe\u0148az\u00ed, no bez akejko\u013evek odozvy predajcu. Z\u00e1kazn\u00ed\u010dka na str\u00e1nke e-shopu zistila, \u017ee tam nie s\u00fa uveden\u00e9 \u017eiadne identifika\u010dn\u00e9 \u00fadaje alebo adresa predajcu. V\u00a0tom pr\u00edpade m\u00e1 z\u00e1kazn\u00ed\u010dka pr\u00e1vo od zmluvy odst\u00fapi\u0165 a\u00a0\u017eiada\u0165 svoje peniaze sp\u00e4\u0165 aj s\u00fadnou cestou, no existuje e\u0161te jedna mo\u017enos\u0165 ako sa dosta\u0165 k\u00a0svojim peniazom, a\u00a0tou je po\u017eiada\u0165 banku o\u00a0slu\u017ebu Chargeback, ktor\u00e1 je vyu\u017eite\u013en\u00e1 pr\u00e1ve v\u00a0tak\u00fdchto pr\u00edpadoch.\u00a0\u010co znamen\u00e1 ChargebackPrelo\u017een\u00e9 ako sp\u00e4tn\u00e9 z\u00fa\u010dtovanie, ktor\u00e9 m\u00f4\u017ee vyu\u017ei\u0165 ka\u017ed\u00fd z\u00e1kazn\u00edk, ktor\u00e9mu nebol dodan\u00fd tovar ani vr\u00e1ten\u00e9 peniaze. Je to jedna z\u00a0v\u00fdhod len platby kartou, ale nie pri platbe bankov\u00fdm prevodom. T\u00fato slu\u017ebu poskytuj\u00fa takmer v\u0161etky banky a\u00a0sp\u013a\u0148a funkciu akejsi poistky. Je zadarmo a\u00a0peniaze v\u00e1m vr\u00e1ti priamo va\u0161a banka. Funguje a plat\u00ed na celom svete. Pom\u00f4\u017ee v\u00e1m aj v\u00a0pr\u00edpade, ak bola va\u0161a karta zneu\u017eit\u00e1, pri nedodan\u00ed tovaru alebo aj technick\u00fdch probl\u00e9moch v\u00a0bankomate a\u00a0podobne.\u00a0Ako funguje a\u00a0kde si ju objedna\u0165?Ak m\u00e1te z\u00e1ujem o\u00a0t\u00fato slu\u017ebu, mus\u00edte vyplni\u0165 \u017eiados\u0165 o\u00a0spusten\u00ed Chargebacku a\u00a0z\u00e1rove\u0148 pr\u00edpad podlo\u017ei\u0165 aj dokumentmi, teda objedn\u00e1vkou, prilo\u017ei\u0165 v\u0161etku komunik\u00e1ciu s\u00a0predajcom a\u00a0tie\u017e v\u00fdpis z\u00a0platobnej karty. Va\u0161a banka post\u00fapi tieto\u00a0 dokumenty banke predajcu a\u00a0z\u00a0jeho \u00fa\u010dtu bude \u017eiada\u0165 vr\u00e1tenie pe\u0148az\u00ed. \u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00e1strahy platby kartou cez internet: viete sa br\u00e1ni\u0165?","item":"https:\/\/www.modino.sk\/nastrahy-platby-kartou-cez-internet-viete-sa-branit\/#breadcrumbitem"}]}]